Many people think creating wealth is a very difficult process. Funnily, it is not so! Let us look at some simple steps: 1. Stop procrastination! The best definition of procrastination that I know is unfortunately not printable! But it is easily one of the most important reasons why wealth does not get built. So start […]

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 Delayed gratification is so boring! Particularly when it comes to finances, constantly pinching pennies and saving all your extra cash is pretty darn boring when you get right down to it. Which is why so few people do it well. There are too many fun things to spend money on.Yet, unrestrained spending (especially the kind […]

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Most of us earn a living, and we work to earn a living. So salary is also a big help in the process. However creating wealth is not just a function of our salary. It is a function of mindset. In case we decide that in the long term we want to create wealth we […]

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If there were 22 business channels would you be depressed 22 times because the market fell yesterday? That is the question you have to ask yourself. The same bit of news played again and again can cause more panic for you than help you. Television ensures market volatility. A lot of buying and selling ensures […]

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My name is P V Subramanyam, a Chartered Accountant by qualification and a financial trainer by profession. To make money you need simple ideas and discipline. Hopefully that comes out in the blog. After a 20 year career serving in the trenches of the financial services industry – from Equity broking, mutual fund advising, corporate […]

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