My wife unfortunately leaves a lot of money in her savings bank account…so she gets her RM calling her with the usual…’can I do something …’ type of calls. She has been irritated, bored, (scared too) to talk to her RM. So she did a smart thing – she went online and changed her telephone […]
Many people send me their portfolio and ask me to review it. These are the tell tale signs of a losing portfolio: 1. People who brag about their ‘success’ : One person who was so proud of his investment in one particular scheme. He said it had given him a 32% CAGR over the past […]
It is stunning how being a senior citizen is made difficult – in India as much as in US of A. One senior citizen who is hard of hearing (age 83) was approached by a very nice man who said “You seem to be hard of hearing, I can take you to a person who […]
On a trip to Gurgaon recently I had a funny experience. I go there for training at Hdfc bank. Since the Gurgaon addresses are not normally easy to find, we use 1 or 2 known private taxies. So one such guy (typical Delhi name: Lucky) has a cell number and I call him. He confirms […]