Three questions, same answer! 1. Subra I have been paying an annual premium of Rs. 10,000 for the past 7 years, but the amount accumulated in my ULIP policy is only Rs. 59,000. What should I do with the policy now? My agent tells me the upfront charges which were high have already been paid […]
No, I am not looking for an agent..just writing an article on the changing scenario… The life insurance business is one of the MOST lucrative in the financial services industry – MORE profitable than banking. Look at big fortunes made in this industry – it has helped companies fund very large successful companies. In India […]
C: Subra I just have an exciting plan from BDE life insurance company….! Subra: Say you do not need it. C: How can you be so rude, you have not even heard about the product.. Subra: Say you do not need it. C: arre baba, sun na..product ke bare me…(I guess he concluded I could […]
Due to public demand I launched my Financial Planning service on 1st April, 2011 and the response was just fantastic! The first client was a Vice President of the R Group (he told me that there are 3000 people like him, but I think he was exaggerating). Client: Subra will you do F P for […]
For those of you who do not use what is parroting – it is repeating some cliche statements without understanding what it means. It also includes those statements which some of them may have no clue what it means. Let us take some statements which I hear…and some which are on the media: 1. Sir […]
Here are some responses: “I wish I had read this book 20 years ago” “The book lies on a table beside my bed…and it is exactly there..above my head” “Subra Sir..read 2 chapters not sure it is written for the common man…people like my parents will not understand it” – a 23 year old MBA […]
My Gym trainer is also my client for advisory services and this is the dialogue that we have had: My Gym trainer: I have been coming to you for the past 4 years and I do not feel rich Me: Are you earning as much as you said you are? GT: Yes of course – […]