I meet people in the ‘well-off’ cadre. I mean people earning not less than Rs. 3L per month cannot be called ‘not doing well’ correct? Some of the things that I tell them, is impossible to believe. Not sure HOW many of you will even believe this (Subra do not think you know everything and […]
A financial adviser has to have the guts to ask the end customer (read YOU) some questions like the following mentioned here: 1. Your qualification is good, and your salary is great, but can you really make a 15 year commitment of EMI for the housing loan that you are taking – at your […]
Here are some questions: i have already answered them in earlier posts, hence just connecting..sadly wordpress is not working well…and I am not able to link it..please cut and paste the links on the browser and it should work… 1. Subra I agree that short term predicting of markets is difficult, but some of these […]
Fiat money is about trust. You trust your government, hence you keep all your money in currency form, right? Take the case of a common man…and his conversation with a acidic Subra of Subramoney.com: Client: Hi Subra, I wish to discuss my financial life with you…May I? Subra: Sure Client: I have bought …..xyz […]
Not sure how many of you have heard about the book ‘Investment Fables’ – it is a book by Damodaran, and an easy read for the layman. It is not a typical alpha, beta kind of valuation book. This title may not be exactly appropriate, but it is actually a response to many many […]
Here are some excuses that normally people give – I have a simple job for you: Please find the questions for which people give these excuses: 1. I have no time at all: ‘Subra you do not understand. I have a job, it has some stunning deadlines, I travel a lot. I…..’I just do not […]
A couple of days ago I did a post about ‘skewed rental market’…. and there were many comments. The one I liked best was by a guy named Sanjay Sood. He said “Mr Subra is just misguiding whole generation. No one can gurantee return in any market, may be equity or real estate, Our market […]