First of all get the basics right…Retirement is expensive, EARN it only then will you deserve it. Even if you plan to retire at say 58…it is not too early to start planning for it when you are say 50 years of age. It is necessary to find something worthwhile to do. It cannot […]

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Obama has made a passionate speech – while talking of reviving the economy. He has said his main focus will be on: education     health   transportation     alternate energy   defense    —— and there are websites dedicated to see how this is going to generate (or lose) jobs, etc. What looks like a nice ‘want to do’ may […]

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I have found many people spend money to satisfy some need which actually they do not have! Can you believe this? I myself found it difficult. Let me explain. When it comes to impulse spending we try to please our needs. One need is actually felt by us deep inside. The other one is temporary […]

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