What are the signals of knowing an adviser is good or bad? Sadly even though one can write many points to know who is a good adviser…the need is for spotting the WRONG guy which is more important! If he says the following things, keep your antenna up and please pick up the signals: 1. […]
This is a very broad question and the answer is not easy to give. First of all let us clear some myths about what the retail investor thinks a regulator should do and what the regulator actually does. 1. The regulator is here to protect the small investor: Very very very broadly yes, in real […]
You have heard this so many times, but just once more -Tough times do not last, tough people do…. Not sure if it is the right thing to say now! Times are really tough. There are no clear signals. The rupee is weakening – BJP says it is because of the deficit and poor management […]
One friend (lets call him A) came to me complaining about another friend saying ‘D has not returned my loan of Rs. 44,000’. He perhaps wanted a shoulder – and my readers know ‘I hate tears’ (LOL: Amar Prem, Rajesh Khanna!). So I turned and said ‘Why did D choose you to borrow from?’ A […]
Too many blogs, too many columns, too many writers. Very little actionable ideas. Too many theories. Too much of cut paste. Let us look at one of them today. It is not the timing, but the time spent in the market that is important. Is it true? Yes of course. Is it true always and […]
Time and again I have been saying that it is easy for a regulator to go after an industry that is reasonably well organised rather than a completely new one. This is the reason why there is: no white paper on how people lose money in real estate (whom will you chase?) no white paper […]
Once you start writing, talking, hosting a program about finance you become a finance expert. So without naming anybody you now know who are the financial experts to whom this country turns to. For example all channels now know what is wrong with Indian cricket – though of course none of them knew before the […]