A few days ago I did a post sayings ‘Indians are under-insured’. It was so good that Dr. Khan came and commented (!).. However some of the comments were really saddening! When a person died (and his son died with him) – his wife got more money on the child’s policy than what she got […]

Read More →

Most of the ‘average’ students today do an MBA and get a degree. Now this could be from a great college, a good college, a bad college or a downright stupid college. Let me tell you the salaries that were being offered for these graduates. It is really appalling. For example I remember that there […]

Read More →

When you handle personal finance you need to be a little soft, a little hard and sometimes cruel. It is like giving medicines to a kid. Not many clients want to listen to bitter advise. Imagine a professional who wants to invest Rs. 3 crores in a business, where I think he will earn only […]

Read More →

A friend had gone for an interview and she was asked… Interviewer: Why do you want to do this job? She: I wish to make a career here, learn and serve your customers to the best of my ability….. Interviewer: Bull. Complete bullshit. You need to pay the EMIs..so every morning you will start lying. […]

Read More →

Well one swallow does not a summer make…nor am I sure about this being a trend…however here it is. Real estate prices in Mumbai have (had) grown far beyond the typical working class person. So much so that real estate replacement price and not the product determines the final selling prices. So if you have […]

Read More →