Doctors and money – it could be titled anything, but since this dialogue was started with a doc, I have called it Doctors and Money! “If you had outsourced managing your money to an outsider, and he had managed it the way you have managed, would you still hire him?” I started my training in […]

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this is a part of the inflation story in Moneymantra…. Well there are two things to understand – inflation hurts only in the long run. If you have an expenditure coming up in the next 2 years inflation should not be a bother. However if you are looking at the longer run – say upwards […]

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Thanks to the media most people know about SIP – Systematic Investment Planning. Of course the basis of SIP is rupee cost averaging (or dollar cost averaging as an international website would call it). Rupee cost averaging is a series of equal rupee investments made at regular intervals. It sounds simple to do so most […]

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I know this may sound sacrilegious, but the housing loan (mortgage) interest deduction is the most over-rated tax strategy in existence. I constantly hear happy “homeowners“ boasting about how much money they “saved“ with their mortgage interest deduction. Asking your boss to reduce your salary would perhaps have the same effect. If you are in […]

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When I started blogging I found this as a good medium for writing about charitable giving. Many friends, classmates, relatives had monies coming out of their ears and seriously did not know what to do. The Audis had been bought, the beach house (a 5 BHK should be called a house or  palace, I know […]

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There are many reasons to buy Gold and hold it. Of course tomorrow I can give you many reasons NOT to own gold also. One reason NOT to own gold is the recent phenomenon in its price. For example if you had invested in gold in 1980 (US $ 590) today it would be worth […]

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