These are a few months of fasting, feasting and atonement. Once in a while it is nice to see above and tell HIM…thank you, you have given me a lot. Like a Jew would say ‘Dayenu’ (please Google to see what this wonderful Jewish prayer means – and read the translation, the physical  and the […]

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Ever wondered what is Market Stabilisation Scheme? In 2002-4 the Rupee started strengthening. This was because of the amount of foreign currency that came into India for being invested. This put a lot of pressure on the Rupee – and the strengthening hurt the exporters (remember the great software industry which did not tell you […]

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Pessimism about the markets? Well no. Not really, but can see some dark clouds: – the government’s inability to control inflation – MMS acting like a rubber stamp for the Lady in White – Commodity prices – including crude of course -Interest rates HAVE TO GO UP to compensate for inflation. Sadly Indian population not […]

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If you pay taxes honestly about 50% of what you earn goes off in various taxes – income, service, securities transaction, etc. Now take away another 28% in housing EMI, then another 7% in building maintenance etc. It means your government, and your house have taken away 85% of what you earn. So the 15% […]

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Not getting into too much of detail about what Ayn Rand said in Atlas Shrugged..but the dialogue is worth reading. Google and find it please. She says in many of her articles that people who are goons have no respect for money and they will take it away from you. Now one easy way of […]

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He who sells more gets more commission. This is always true for any sales program, unless the product is a monopoly product and the manufacturer could not care. So when a small distributor of mutual fund (or life insurance) compares himself to a big distributor, it is unfair. If a small distributor (let us say […]

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