Amazing how many people die because they did not wear a helmet! Recently saw a news item in The Hindu. A 33 year old died falling in a ditch – work was going on, hit his head against the cable. Leaves behind a 6 year old. He was driving a bike – 15 years experience. […]

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There are a few people I know who keep chasing investment opportunities. There are some people who are good in one field – say sales, marketing, operations, dentistry, physiotherapy,….could be anything, so they think they are good in finance. Of course some of them visit websites, talk to people, read books and suddenly believe that […]

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How did it feel when the Sensex was at 9000 and Mr. Doom Sayer was predicting sensex at 6500 as the next stop? Did you stop to WRITE down that feeling? Risk is funny – you need to feel it in the bones. And more importantly remember it!! With the Sensex up more than 80% […]

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IN the last 3 weeks many people have asked me for my view on Robert Kiyosaki’s concepts. Surely there is a lot of merit in what he says, but there are many limitations too. Let me see: 1. He underestimates risk, and dramatically underestimates risk. 2. He takes one theory of investing in real estate […]

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http://www.subramoney.com/book-written-by-me/ After spending 10 years in the ‘profession‘ of training here are some expensive learning: Television is an entertainment source – not an education source. To be good in the media you need to say something interesting / controversial. Largely you can say anything and be sure that it will not come back to haunt […]

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On one side Mr. Swarup says financial products should become cheaper. He also says that the customer should pay for the advisor’s services. This is a great move the person who is getting the services can choose how much to pay. However the IRDA has one funny (weird) condition in its armory. There is something […]

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It is customary for people to give sane advice- if you have a kid, the kid should have a PPF account. This advice makes very little sense. First of all most of the people I meet today invest far, far more in a year than the max possible amount of Rs. 70,000 in a PPF […]

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