When you meet corporate India’s executives, their suppliers, their customers, the vendors who sell their products, you can see a lot of disconnect. Here is my (completely unsolicited) advice to the people who meet Corporate India: a. It may sound difficult, but do not laugh at their ‘Corporate Vision’, ‘Corporate Mission’ and words like ‘monetize […]

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this post was done on Vijayadasmi day..it is worth repeating..will also play it on Vijayadasmi day…for those who missed 🙂 No this story is not about Durga..it is about a friend named Sandeep. Sandeep was a classmate in Fatima High School at Kirol, Vidyavihar, Ghatkopar, Mumbai. When I was in class 6, Sandeep was in […]

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this article on budgeting appeared in www.moneycontrol.com long back. INCOME: Rs 100, expenses Rs 99, life is fine. Income: Rs 99, expenses Rs 100, life is in despair.     (Due apologies to Charles Dickens!) There used to be a time when it was advisable to have regular health checkups when you 45. Now, it’s closer to […]

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I know this may sound sacrilegious, but the housing loan (mortgage) interest deduction is the most over-rated tax strategy in existence. I constantly hear happy “homeowners“ boasting about how much money they “saved“ with their mortgage interest deduction. Asking your boss to reduce your salary would perhaps have the same effect.   If you are […]

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