Yes you read it right! You are reading www.subramoney.com and you are reading ‘buy real estate’. Well let me explain the context. In many local businesses the location of your place of business is critical for its success. If you are a doctor, run a gym, a hotel, a hair-dressing saloon, bank-ATM, etc. your ‘customers’ […]

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These are some of the queries that I receive – most of them asking me ‘Should I invest in equities’ or EVEN ‘Why do YOU say I should invest in equities’. Let me first list the questions: 1. Will the next 20 years be the same as the 20 years that have gone by? 2. […]

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– Markets are in a turmoil, you should be investing in ‘safe’ assets that give guaranteed returns like ppf, nsc, bank fixed deposits. – Do not sell all your equities, but do put some money in debt instruments, it is safe – Do not worry about sector specific investments, but the sectors to be avoided […]

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  Every day I get one mail at least asking for the following: 1. Will you give personal advise on equity trading? 2. Is it a time to be buying gold? 3. Do you do PMS? Will you do it for me? 4. Why do you not suggest MF schemes to buy? 5. Why do […]

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The worst thing about writing a blog and trying to be original everyday is a quick realisation that you cannot! Frankly there are only 140 pages that you need to write in personal finance. Beyond that it is re writing. Like if you have read Bhagavatham, Ramayana and Mahabharatha ….you have really captured all the […]

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a normally anti real estate guy saying this? was your first reaction, right? Well I have always said that opportunities come in all markets. You need to decide which market suits you, what you are comfortable with and whether you have the brains and strength to straddle all markets. Here I have a deal – […]

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So many people tell me (OMG and I politely nod) …here is what I wish to tell them: Subra, I made money…. a. buy getting ESOPs in my company b. buy buying a house for Rs. 30 lakhs, now it is worth Rs. 90 lakhs and only Rs. 12 lakhs of the loan is to […]

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