All finance company shares are up and in the sky. With p/e ratios in the 30s and even in the 90s. Let us ask ourselves some basic questions. What will really happen if Tata, Birla, LnT, Shriram group, Religare, Indiainfoline and a couple of others do get a banking license? To start off, there will […]
A few fund managers are visibly making statements like ‘this is a great time to be investing in equities…because equities are low’. Not true. If you do not know which equity share to buy (or which fund manager to back) ….you may end up buying real expensive stocks which are currently booming. If you are […]
Sadly there is not enough research on the financial behavior of Indians. On the other hand there is a lot of research in the US about American earning, spending and investing pattern. It is NOT possible to just do a cut n paste of the American behavior patterns, and THEREFORE one cannot just accept the […]
A few days ago I had posted a chart showing how the claims settlement ratio looks like in life insurance in India. LiC was at the top with about 97% and some of the newer firms were at the bottom at 50%. Of course it was a play on numbers and for the common man […]
It is not that the retail investor cannot invest on his own, it is just I think the odds are terribly against them. Let us look at some of the foolish statements that I hear from time to time: 1. I do not make losses in the market: A wife told me that this […]
a few days back I did a story asking are Indian shares expensive – and I said please look at the American markets..they look cheaper. Similarly I have been a big critic of talking of a MARKET being high or low. You have to keep looking at the components of the market..some are always expensive […]
As a part of the conspiracy of the rich they do not teach finance at the school / college level. – Robert Kiyosaki I do not have enough data to agree or disagree with this statement. However I was quite stunned that none of the professional courses – medical, law or engineering teach even basic […]