In such a volatile market the small investor needs protection. I can safely start a speech with this statement immaterial of the forum at which I am speaking. I will get a lot of applauses for this universally true statement. Let us now see what it means. One it is a Mother Hood statement and […]
Enrolling in the National Pension Scheme (NPS) is very simple. You will go to the nearest point of presence (PoP) and do the necessary documentation. Keeping in mind the banking KYC this will involve carrying proof of residence, pan card, 2-3 passport size photograph, etc. and fill up the prescribed form with the required documents. […]
When it’s time for you to retire, will you be able to afford it? Every person you see working beyond the age of 59 is worried about his or her retirement. Almost all the research conducted on the subject over the last few years shows that most individuals are unable to demonstrate financial readiness for […]
Retirement is like old age. And it creeps on you – one day at a time! Here, we bust some common myths relating to retirement. Myth 1 I will never retire. Yes, you will. Everybody has to. You may want to work till you drop dead, but what if you really cannot get a job […]
How safe are government securities? Is this a question bothering you? Welcome. Many people have asked me this question, and I have struggled to explain the answer. Central Government securities are 100% safe. These are what are called ‘Soverign Paper’ and is guaranteed by Pratibha Patil – the Government of India! Interest rate payments, principal, […]
This article appeared in moneycontrol.com long back (cicrca 2006)…but it is still relevant, so here it is…. Immaterial of whether you are in your 20’s or in your 50’s and you are looking at an investment you should know some of the basics of investing, so here it is. By and large at some stage […]
This article first appeared on the utvi.com web site – written by the famous anchor, Mr. Vikram Oza. It kind of explains the relationship between risk and return. The stock markets are risky business. At least that’s the line most people who didn’t park their money in Dalal Street have maintained. But on the flip […]