There are a few words which when a financial planner says looks cool. If my planner said them to me, I would look for a new planner! What are the words? 1. I will give clear, and UNBIASED advice! After 30 years in the trenches of the financial services industry I have not been able […]
A lot of qualified planners have given the following advice to a few people who have written in to me..let me summarize a few of them for you: 1. Equity is risky, it has no place in your portfolio. I write so much about equity, I am sure my readers know how stupid this line […]
I have been told to add a rider to my blog as follows: Please do not take this blog seriously. One guy who can be traced to the 13th Century of Japanese warriors who were proud of Hara kiri is actively associated in creating the content. It may contain some explicit words (unsuitable for children […]
Doing a series on how clients get ripped off! Each part is independent of the previous one. The first one was about Education. So continuing the education rip off. First we spoke of the ‘urban’ boy / girl who is on a self rip off mode. Take the case of a carpenter whose daughter is […]
We have all been using toothpaste, shampoo, soap, malt drinks, Bournvita, Horlicks, Complan…..even though we may be new to life insurance, pension plans, etc. If you see the pictures on the cover of the items that you buy you see pictures of how much to use. The toothpaste cover shows toothpaste from one end of […]
One hears that there are upwards of 3 million IFAs selling some financial product or the other. My take on this is – not more than 10,000 are in it by choice. Most of them would happily take up a job in the financial services sector. Some of them will not get a job because […]
Manish of Jagoinvestor in a conversation with Puneet one of this readers: Manish: As I told, our intention is to earn money from google ads. That is how the concept of jagoinvestor came. Yes I do make money from ads , but jagoinvestor never took shape that way , ad money is a by product of […]