One kid in our office was expressing some negative thoughts, or so I thought. Went to my archives and sent him a note on positive thoughts, and positive behavior. In fact wanted to send him the example from ‘The Secret’ but did not have a soft copy. The gist was if you keep saying something, […]

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If you are an Indian there is a lot to read even if you stick to just philosophy as a subject. To say one religion is good or bad you need to read about Hinduism, Mahaveera, Buddhism, Jainism, Christianity, Islam….before you can say it is good or bad. Now it is possible to read some […]

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This article appeared in the December issue of Money Today…. ON THE FUND HUNT P.V. SUBRAMANYAM, Financial Trainer If past records were enough to predict the future, the result of every match would be known even before it started. Similarly, if the past performance of mutual funds was the only barometer, no fund investor would […]

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I just met a 63 year old woman who had lost her parent. She had no clue about either the municipal formalities, banking formalities, or anything else of her late father. She was not a dumb woman. She had a PhD in philosophy, but had given up all that long, long ago for taking care […]

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When it comes to buying any asset – I am using it loosely there is a tendency to borrow. Borrowing actually helps you immediately by allowing you to buy beyond your means. The problem with most things we buy is that once we buy it, it ceases to hold any attraction for us. That is […]

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Do you want to know the real secret to successful investing? It’s a deceptively simple little thing called an investment policy statement, or IPS. An IPS spells out an investor’s investment philosophy, asset-allocation targets, and expected results. It also lays out a plan for how the investor will monitor his or her portfolio. We will […]

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