It is easy for me to say ‘you should not take personal loans, because I have not taken’. It is so foolish too say do not borrow. Most people are borrowing out of compulsion, not love for the bank!! Nobody borrows if they can live without that expense. However people do borrow, and when I […]
Though all of us love money, we are equal in our hatred for accounts! So we want the money, but not the headache of maintaining accounts, correct? Well if you wish to measure your success and are still using money as the medium to measure it, think again. What your kids think of you, what […]
Not sure why..but too many kids who meet me (their parents ask them to talk to me, gutsy parents!) tell me ‘I do not want to do CA, sir’. The reasons are: – it is too tough, and the pass percentage is low – compulsory articles for 3 years is too taxing – attending college, […]
Make that first investment; waiting is costing you a bomb! After every lecture on financial planning, I get many requests for information from, young people just starting out in life. Regardless of their age, people do realize that a little upfront planning and action can put them ahead of the game. Thanks to the paid […]
When you handle personal finance you need to be a little soft, a little hard and sometimes cruel. It is like giving medicines to a kid. Not many clients want to listen to bitter advise. Imagine a professional who wants to invest Rs. 3 crores in a business, where I think he will earn only […]
This article appeared in MoneyControl…long ago..I thought it is worth a repeat.. Why do people postpone making their will? They think they will never die? Or they are sure that all their heirs know about their inner desires? Well read on… The current generation of clients whom I meet is inheriting nice big round amounts […]
Just stepped down in our building to stand near a dead body being removed. Had no intention of going to the cemetary…suddenly there were not enough people willing to touch a dead body. Whatever be the reason this was the first funeral of a person whose name I do not know. This was the mother […]