Unless your parents have set the Thames, Ganges, Kosi, Nile on fire, chances are they have not managed their investments well. They may have done well, but it may not have been their strategy – could be luck! So here are somethings that your parents / elders / teachers may tell you…and you should…ignore! […]

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I am perhaps one of those rare people who say ‘An investor is personally responsible for Ruining his portfolio’. Of course there are people who help him on the way, but primarily he and he alone is responsible. A financial planner makes some assumptions about client behavior. Let us see some of the impossibly irrational […]

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at various levels the common man has been told lies. The common man being the common man, he believes the newspapers, the television channels, the experts who come on television, the advisers, the media experts…..and everybody and everyone. Let us see some more of the lies that he/ she believe: 1. India is a socialistic […]

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When times are tough, well times are tough. Surely you had not heard of this earlier!! Well from 1st of September the unit linked plan will undergo a major change in the charging structure. This is perhaps good for the customer, but the sales force is now willing to do anything to show some sales. […]

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If you read magazines, newspapers, etc. or watch the business channels you would have been convinced that people chase performance. Constantly ‘experts’ come on television and print media and say ‘people’ should not chase past performance. Actually articles and programs encourage people to churn or chase performance. Do you know what a rating does? It […]

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