Today it is very easy to live beyond ones’ means. If you take any magazine you will find about 15 advertisements – of this about 14 will extol you to live beyond your means. If you can afford a Ford Ikon, they will urge you to buy a Honda City. If you can buy […]
On the basis of some of the requests and comments, here are some of the examples that I see on a regular basis. These are not by themselves wrong, but in a combination of events, keeps a person poor: a. Refusing to use public transport: Public transport is not the best way to travel […]
How Can You Get the Best Deal? Try creating a group or a pool if you have a friends circle / professional circle (like BNI), or any such group. Even if 3-4 of you are buying a car together there is a chance that you will get a good deal. Of course you must […]
The normal question you expect to find in a personal finance website is ‘Decide on how to fund your car’..but let us go one step behind! In the last 6 months I have seen 3 kids getting a Nano to go to college. Luxury or Necessity? No comments. Reality. I have seen a person […]
Whether to buy a car, how to finance a car, what car to buy are all important steps while buying. So here is a list of things that you should do if you were to buy a car: 1. Do your homework: The internet has surely made it easier to compare cars, compare features, understand […]
There are many people who write in to say ‘I do not like mutual funds’. Fantastic. What is your choice? Out of about 4000 investors / traders whom I have met over the years not more than 50 are/were capable of beating the index regularly over long periods of time. The statistics is against you […]
did a story for the Indian Express today on the National Pension scheme…here it is http://www.indianexpress.com/news/nps-nano-of-the-fund-management-industry/761972