Education should improve one’s attitude, prepare you for a great life ahead, and generally equip you for a career. If this is what a good MBA degree should do for you, question the degree real hard. If you are planning to get an Engineering degree or a Management degree ask yourself why do you want […]

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1. Why do mutual fund distributors pay Rs.2500 to Amfi for a period of 3 years? What does Amfi do for them? Is it not a body representing the big mutual funds? Assuming that there are 100,000 active distributors (conservative because this includes bank employees too) we are talking of an amount of 2500 * […]

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I think it is much easier to remain healthy, but far more complicated to look after your wealth. Of course I am assuming that people do not buy every vitamin pill, curative pill, magic dye…..and make a mess. If you just eat simple food, do some exercises, sleep well,…you will normally lead a healthy life. […]

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It was really long ago when I met Mr. Ramesh Chauhan, the erstwhile owner of Thums Up, Limca and Gold Spot. It was some time in the early 1990s that this deal happened. I was asked to do a valuation of the brand – and well, I did it. The final selling price was very […]

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No clue how the market will react to this news of Fidelity being taken over by L&T Mutual Fund! I have had a couple of calls from investors in equity schemes who may pull out their money. However Fidelity has a lot of institutional debt which may not panic from this change of management. It […]

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A bank needs more money to be lent onward. A life insurance company needs to sell more life policies, a mutual fund needs more assets to manage… So what can they do? Well a bank can increase interest rates, improve the services, give you more services, give you a locker, create better products….etc. etc. However, […]

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No, I am not looking for an agent..just writing an article on the changing scenario… The life insurance business is one of the MOST lucrative in the financial services industry – MORE profitable than banking. Look at big fortunes made in this industry – it has helped companies fund very large successful companies. In India […]

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