I presume all of you have heard of Motleyfool.com – an internationally renowned website. I have some association with them…so to that extent i could be biased, but yes, it is a great site. Here is a mail I received from their Mutual fund division..and I do not think I will ever receive from an […]
http://in.finance.yahoo.com/news/how-much-can-you-lose-in-equity-.html Well just too many people have no rules, limits, …and have no clue on how to invest in equities. These people can, should and do lose their shirt, pants and undergarments…..and deserve it. Completely. Let us say you are a well qualified, sensible, boy or girl and wish to invest in equities. Well if […]
A friend called up to ask ‘Why do i have to pay a higher interest RATE for a second hand car than for a NEW car?’ How much is the difference? about 3-4% p.a. for 4 years…..so that you lose most of the advantage that you got in the price while buying. Wow. Why does […]
Balance your portfolio with MIPs? Many investors may have eroded their capital due to market’s slow grind. Investors are now seeking options on the debt side of their portfolio to protect their capital and also looking for a good rate of return. During these turbulent times, it is very sensible to be investing in equities, […]
Well Sebi says the fund industry will be able to charge 2.75% p.a. as fund expenses. Since you will bear the service tax, brokerage, etc. assuming that it will cost you about 3% p.a. is a fair call. This is charged on a weekly basis, so you need to take the impact of weekly compounding. […]
The way the media is talking about the mutual fund distributor, the common man must be thinking that the IFA or the ‘agent’ as is generally known must be a big, rich guy, right? No. Most, if not all are agents by force. The financial service industry is very class conscious and recruits only MBAs […]
As the economy gets more open and more connected to the world, investing is becoming and will become more difficult. Once upon a time you bought a HUL, L&T, …(sorry I am saying all this with hindsight bias) and then hoped that life is easy. You joined the government services and were sure that at […]