One of the kids in our office said “I can write well”. To me that is like music! So I said, ok write an article on ‘how to select a good broker’. This is what she wrote…Please read it carefully, and read my comments below the article. Do not take it seriously, it is the […]

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Even though this is not the tax season, I do get a lot of questions related to ELSS. Let me enumerate them: 1. Should I invest in ELSS? 2. Is there a  lock in? When does the lock in start and when does it end? 3. What rate of interest will I get (yes, still […]

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Last week I spent some time with a friend evaluating his portfolio. Like many of my friends he had started his SIPs about 10-12 years ago and had done well in his investing, simply by being disciplined, not arguing too much and letting the compounding go on! However, his wife did not know too much […]

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I have said this many times in the past….the easiest person who can be blamed is the distributor..so blame him! A couple of months ago Moneylife carried an article by Mr. Balakrishnan as to why investors should use the services of a bank, and not that of an individual distributor. I found it amusing, but […]

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this article on budgeting appeared in www.moneycontrol.com long back. INCOME: Rs 100, expenses Rs 99, life is fine. Income: Rs 99, expenses Rs 100, life is in despair.     (Due apologies to Charles Dickens!) There used to be a time when it was advisable to have regular health checkups when you 45. Now, it’s closer to […]

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This is an old joke – and you will find it on the net… Albert Einstein went to heaven and God introduced him to 3 people. AE asked the first person ‘What is your IQ?’ he replied – 190 sir! AE said ‘we can discuss my physics theories’..he asked the second person the same question..the […]

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Amazing how Sebi even under Mr. Sinha is trying to increase costs for the Mutual fund industry’s investor… there is no doubt that the mutual fund industry is suffering from the after effects of Mr. Bhave and Don Quixote. However when Mr. Sinha came the industry was (perhaps) hoping for some relief. Well what has […]

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