If you are a Value Investor – one of the best times to be buying is when everybody is writing you off. So if the power failure in north India was bad, you should have seen the coverage by the international press! They made it look like..OMG this country wants to be a super power? […]
“Let us get the basics right, Subra, if you want to be safe, you should invest in gilt. Equities, equity mutual funds, etc. are for the rich people who read your blog NOT FOR middle class people like me. I am a bank manager and I have all my money in bank fixed deposits. […]
Is this a question that has been uppermost in your minds? I have been saying ‘do a good SIP in a good fund and go to sleep’ – and I have been blunt enough to say which funds too. Now is this applicable to all the people who read this blog? No. Of course not. […]
Instead of worrying about the rating of funds, look at the fees that they charge. A well performing fund with a lot of aum is likely to be charging LESS than a smaller, but poorly performing fund. Of course this is because there is a ceiling on charges…but do remember…FEES ARE IMPORTANT, and of course […]
If you qualified in 2007..and started a SIP in 2008 in a long term equity fund, chances are your account is still in the red. Trying telling this kid ‘In the long run you will make money’. Even well qualified and older persons are finding it difficult to believe their ‘wealth creation strategy of doing […]
Well there is a document on the Sebi website saying a lot of good things…however if you remove a simple TRANSPARENT and quantifiable charge like entry load (1% of the amount invested – i think it is clearly visible, right?) and replacing it with a RECURRING regular charge (including on EXISTING ASSETS I PRESUME) …IS […]
Here is a fictitious conversation between an asset-manager and an asset manager’s regulator. Asset Management Association: Good Morning, Mrs. Regulator. R: Good Morning, please take a seat. AMA: Sir, our business is not profitable at all, we need some help. Regulator: Oh yes, the Sarkar was also telling me that we need to help you. […]