I have a nephew in high school and he had to say a few things about money: 1. I carry money to school, but never lend it to my friends: I am not sure whether I will get it back from them or not, so I do not lend it…..NINJA anyone? 2. I buy things […]

Read More →

I recently heard of a motor cycle accident – 27 year old boy…need I say more? Wife has a 3 year old kid and one more coming into the world. It was a love marriage with not much blessing from the boy’s side. About 6 months back it looked like a typical fairy tale. A […]

Read More →

Many companies are today in some kind of trouble. It is fashionable to cut something or the other in the name of a slowdown – so right from the toilet paper to sugar in the coffee everything is under some scrutiny. However, it is difficult for many CEOs to cut salaries and bonuses. So even […]

Read More →

I know of a few mis-sellers in the financial services who excel in mis-selling. Let us call them A, B and C. A is so used to mis-selling that when a ‘friend’ wanted to buy a DVD player, he was convincing her to get a lap top. This in spite of the fact that he […]

Read More →

this appeared in the personal finance section of reuters.in under my byline Escape from Debt If all the people who talk to me are sensible, well educated people, how is it that the Human Relations Managers of many companies call me for asking questions like “Can we do a 3 hour session on how to […]

Read More →

  Recession, slow down, pessimism about the Indian economy (of course because of the recession in the U.S. economy) are words that become common place in local lingo! Everybody and his aunty is now convinced that the Sensex will touch 5000 very soon, and the last place to be investing now is the equity markets. […]

Read More →

Along with a software company (www.myirisplus.com) I did financial planning workshops in various parts of the country. Delhi, Kolkatta, Indore, Hyderabad, Bengaluru (Bangalore), Pune, Mumbai, Navi Mumbai, Andheri, Churchgate, Chennai, Cochin, Trivandrum, Coimbatore, Ahmedabad, ….To be honest the response from the ‘IFA’ – the person who sells life insurance and mutual funds to you was […]

Read More →