First of all let me make a distinction between a saver and an investor. A saver puts his money in instruments which give fixed or very closed to fixed kind of returns. Examples of this are bank fixed deposits, PPF, National savings certificates, Endowment insurance policies, Retirement plans fully in debt instruments, etc. etc. These […]

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This is a question that is always difficult to answer. The best thing to do is to fully deflect the question! However with a low IQ it is possible to attempt an answer to this! Even though I do belong to the Peter Lynch gang of saying ‘If you have spent 10 minutes thinking or […]

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Or Why you do not need an investment consultant or an Investment Advisor ! If you need bypass surgery, you should find the most qualified surgeon available.This need not be the most expensive surgeon. Some surgeons are better at PR so they command a higher price. Some surgeons are good but in smaller hospitals. You […]

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At the India Equity show there were many speakers. One of the good speakers was Mr. Nilesh Shah, CIO, and Deputy Managing Director of Icici Prudential asset management company. He of course is a good speaker from the understanding point of view – his examples are always related to food though :). When he talks […]

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