The easiest product to mis-sell in the markets for the past 2-3 years has been the SIP! Why do you ask? The answer is simple. The press has been supporting and extolling the virtues of SIP – we all are guilty of this including yours truly. However SIPs work over long periods of time – […]

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When the guy/ girl selling “financial planning solutions” comes to your house and you happily part with the cheque is it her fault for asking or your fault for giving? This is a question I would like to ask all people who complain “I have been mis-sold to”. It is ridiculous that suddenly a retired […]

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When I conduct financial seminars – business and personal finance, many people think the fees is too high. My only take is if you think financial education is expensive at 20k for a session, please analyze the cost of financial ignorance! That is really high. Financial education is about being more careful. Financial ignorance can […]

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