If it was as rosy as the media projects…why is it that the whole Indian population does not become an agent? Well there are reasons: 1. Agents get treated badly: Agents for any product are seen as an unnecessary evil – and every body makes an attempt to get rid of them! Even if he […]

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A good question. Let us start at a very different place. Have you ever searched for tickets on the net? On many travel sites? Have you got DIFFERENT answers? Different prices? Have you noticed that many websites behave like Indian Airlines (Air India?) does not exist? And in many places they are CHEAPER than the […]

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Though I do not claim to help in reducing investor ignorance or awakening the investor…somewhere I guess it must be happening. Other blog writers like Ranjan Verma, Deepak Shenoy, and Manish Chauhan are all people with whom I have had conversations from time to time, and frankly there seems to be no ‘business model’ in […]

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Many people ask me why I suggest New India for medical insurance, but never suggest LIC for life insurance. The answers are simple. Medical insurance is a simple product and the probability of getting a good interpretation of the policy is quite high with New India. In fact if you have not lied in the […]

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Doing an article for the New year is easy. Just go to the article you did in the previous year…and change the year. However is a good list of resolutions that you can make – it is really useful if you made it already, just reiterate it, and follow it! So here it goes 1. […]

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Voluntary Retirement Offer – Evaluation: For whatever reasons – voluntary retirement offers are now quite common and most people do not have a choice. However, if you do have a choice, see how to make the best of it. If you are given a VRS offer at age 45 and you have a transferable skill […]

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When an insurance advisor approaches us, we are normally not in too much of a mood to buy life insurance! So when you are short of money, or if you (or your spouse) have lost your job the first casualty is the life insurance premium! You have just joined the 500,000 people who have lost […]

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