Many kids in their 20s are serious about their career. Sadly many, many more are not. The reasons for this are not far to seek. Many of them have been told that it is all right to keep wondering what to do in your 20s. Not true at all. I know of one boy who […]

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Do people make serious financial mistakes? Difficult question to answer, and it also depends on whom to ask. However the question should be framed slightly differently. “Have you made any serious financial mistake? And if you are saying NO, do you understand what you are saying?’ My interaction with people of various ages shows the […]

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I had posted a few reasons why you were earning well but were not getting rich..here are some more reasons: 1. Your vehicle is your passion: For you the vehicle is not just a means of transport, but a status symbol. Something that should turn heads, and hot pants. So you borrow money, buy a […]

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Make that first investment; waiting is costing you a bomb! After every lecture on financial planning, I get many requests for information from, young people just starting out in life. Regardless of their age, people do realize that a little upfront planning and action can put them ahead of the game. Thanks to the paid […]

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If you are an MBA in finance you would surely have heard of Mergers and Acquisition…well you may have even done one paper on M and A. Well this post is not about M and A…it is about what happens to the employees of  both the companies. For example when TCS took over Tata Unisys […]

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Make that first investment; waiting is costing you a bomb! After every lecture on financial planning, I get many requests for information from, young people just starting out in life. Regardless of their age, people do realize that a little upfront planning and action can put them ahead of the game. Therefore, here is what […]

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If you are associated with financial services you know ‘misselling’ is a major problem. So I decided to see how much of misselling happens in other products and is it as damaging. The answer is a resounding yes. The financial services sector has regulators (RBI, SEBI, IRDA) who at least make some noises about misselling. […]

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