This is perhaps one of the biggest lies that is told to children when they are in school and college. Then you have people like Warren Buffett who say “It takes a life time to build reputation and a very short time to lose it”. So you tend to believe that reputation is very important, […]

Read More →

At age 35 people suddenly realise that death, old age, etc. CAN happen to them also…. So suddenly they look for somebody who will ‘help’ them to plan their finances. They get to somebody and find out somebody who comes to their house or their office. They think (thanks to the TV ads, I am […]

Read More →

OMG once upon a time (about 20 years ago) one had to go to a British Council or the USIS to get something on Financial Planning. Today every body from a credit card salesman to a real estate agent everybody talks of financial planning. So it has become more and more difficult to understand FP. […]

Read More →

Remember the Slumdog Millionaire movie? Well, they picked up a kid from the slums and made a movie based on the book by the same name. The kid from a slum was scrubbed, cleaned and fitted into a world of ‘clean bodies and unclean souls’. So far fine. Now this kid went from slum to […]

Read More →

Some debt market basics….largely meant for the MBA (finance) students: What is a Negotiated Market? deals that have been done by negotiation, executed -but REPORTED on the trading system – for approval of the exchange is called a negotiated market deal. What is a when-issued market? it refers to the security being permitted for trading […]

Read More →

Dear Sir, I have just retired. I do not have any pension and have got my provident fund settlement from company of Rs. 25 lakhs. I would like to invest it in a safe, risk-free instruments and also get good returns. Pooja Jayaraman Typical Media answer: This is your life time saving, and you are […]

Read More →

The advantage of being on planet earth for a long time is..you can be a part historian. This may be perhaps a little parochial towards the South Indians who got caught in the scam… The first scam that comes to mind is the Harshad Mehta scam..1992. (I was not born at the Mundhra scandal which […]

Read More →