There are some very important things that you should know if you are a decent investor…even semi decent is fine….by the way….. 1. Leverage: borrowing money to do a deal. You have no clue of the time frame for which you are doing the deal, but hope to make a killing. Normally the deal, the […]

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Here is a Master Class of Investment Lessons…..I did this as a lecture for a few managers who communicate with HNI customers… Not necessarily in any particular order…you choose that yourself: 1. Write down an Investment Philosophy Statement like this:  http://www.subramoney.com/2008/02/secret-of-successful-investing-philosophy-statement/ 2. Be clear about your financial goals – and understand that a market fall […]

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Let us look at some things which were heralded as a fantastic solution for a problem. Then we will see how these have NOW become problems and not a solution as it should have been. Insurance, Home loan, car loan, educational loan, derivatives, leverage, credit cards, ………….. Look at business Insurance. It is a brilliant […]

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There are some myths so deeply ingrained in people’s mind, that it is impossible to deal with it. Well it is exhausting to say the least: 1. The elephant is a strong animal: Wrong. It is a big animal. The tiger is strong – and the African lion is far stronger. It weighs about 300 […]

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  Why do I find so many attractive targets to write about? Just found an article on Rediff.com saying ‘Six reasons why property prices WILL NOT FALL in your city’. Let us look at it reason by reason? “Property prices across the country are unlikely to see significant price corrections of more than 10 per […]

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  If we are all so sure that there will be volatility in the world, we should all be buying gold, correct? Yes of course… So just go and buy it…why the delay? Well you may not have money to buy gold. Now a simple solution exists, leverage. After all we leverage to buy real […]

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If you are cricket fan (even if you are not!) you would have seen Gautam Gambhir being paid Rs. 11 crores + and some other numbers like: Yusuf Pathan: 2.1 Million Dollars, Saurabh Tiwary 1.6 M $, Robin Uthappa, Kevin Peterson, Dumminy, Dravid, Brett Lee…all being paid millions of rupees, if not millions of dollars. […]

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