My relationship manager is asking me to buy this product, should I buy this? I have been asked this question a zillion times. My answer is – why do you not learn what you should know and what your relationship manager should know? Actually the answer to this is sheer laziness. Most people do not […]
These are stories about a few friends. I have 2 friends – aged about 57 years. They were classmates and are now very close to retirement. Their investing philosophies are so different that I could not believe that the accumulated amounts could be so far away from each other. One of them did his MBA […]
It is amazing that financial services – mutual funds, life insurance and banking are seen as villians in terms of charges in a country which has so many real estate deals! Who can become a builder, who can become a broker, how much brokerage to charge, should prices be quoted for built up, super built […]
One of my popular posts is “life insurance simplified” so I thought I will continue to use the same tag line for all my 101 lessons! The number of journalists I know is going up, and the questions I get from them is stunning. The latest – “If Hdfc bank pays 3% interest on a […]