Inflation story continued……… Psychological Impact of inflation is quite harsh on the investors and savers. Economic theory says when inflation is high, people will tend to spend more – because there is no incentive to save. This is true to a very limited extent. Most people get so scared that they start saving more and […]
I read the Kiyosaki book about 10 years ago if not earlier..and could identify with him…except for the ‘Amway’ type of selling. Not that I have anything against Amway, but it was not my style. Many people pushed me Amway as a training opportunity, etc…but it did not cut. However, now identifying with RK is […]
Being smart about debt can help the average investor save a guaranteed 3% p.m. This is a serious amount of money for people living on a day-to-day basis! It is a conscious decision that could save you a decent amount of money! So how can you do this? The Debt Dilemma First of all live […]
I share a love-hate relationship with the media. I like many (most) of the media people I know, but am amused at the limitations with which they are made to work. Let us take an example. I got a call from one of the media kids I know. Media kid: Hello Sir…we have an investor […]
If you have wondered what are soft commissions here is the answer. There are some legitimate expenses and some not so legitimate expenses. Soft commissions are what sales people call ‘entitlements’. It could be in the form of a contest – the top 100 winners go on an all paid trip to South Africa, Goa, […]
Partial booking of Profits is a MUST! – my broker’s favorite statement! I seek to invest in dividend yield stocks, believe in Buffet’s theory that “a share should be bought forever” and at the same time a proponent of booking partial profits on a winning position. Especially if a small-cap stock is up significantly, locking […]
Mutual fund loads abolished – let us look at how each constituent is likely to react: Investor: He is supposed to be the biggest beneficiary. Most of them will not know about it. A few handful of people (who had the option even earlier) can go direct. However to the best of my knowledge the […]