Advisor: Sir Please make this investment, it will get you great returns. Client: How much will it give? Advisor: Sir it will give at least 15% return over the next 5 years Client: That is not exciting. May I have something better… This is such a normal conversation, that I cannot even believe what is […]
Retirement Planning – sounds very intimidating to many people. However, like all long journeys it begins with a small step. First of all you need to accept that you will retire, and like all events in life the person who is better prepared will face it better. So retirement planning can be made to look […]
Yesterday I ran the Standard Chartered Marathon. Maybe I used the wrong verb – I walked much more than I ran. However, there were some lessons. I had done the marathon in 155 minutes in the previous year (year 2008) and set myself a target of 145 minutes for this year’s marathon. However my sincierity […]
this appeared in the personal finance section of reuters.in under my byline Escape from Debt If all the people who talk to me are sensible, well educated people, how is it that the Human Relations Managers of many companies call me for asking questions like “Can we do a 3 hour session on how to […]
Here is a list of very useful financial resolutions to make: 1. I will write down my financial goals 2. I will convert a big portion of my savings into investments 3. I will live a simple, frugal life by choice – but choose my dream career. 4. I will start saving/investing for my retirement […]
This article appeared in Money Today….long back….. From what to how P V Subramanyam October 24, 2007 Print Email These days client questions have changed a little. No more is somebody asking—“Do I need to do financial planning?” Rather the questions are: “How do I do financial planning? What are the advantages?” These questions are […]
Money TodayStory 7 deadly indiscretions P. V. Subramanyam October 15, 2008 Print Ema P. V. Subramanyam, financial trainer, Iris Having been in the money business for 20 years, I have interacted with brokers, bankers, owners of brokerage houses, life insurance salesmen and relationship managers. Many a times their financial temperaments and investment advice have left […]