Investing for retirement (which is called investing in the accumulation phase) and Investing during retirement (many of us will be investing even after we retire) can be as different as chalk and cheese. At the first stage we are looking for growth and safety. In the second stage we will be looking for liquidity, current […]
This is not a debate on whether you will live long or not live long. It is simple and easier to assume that you will live long – pretty long if you ask me. If your grand parents are pushing 85, your father is in his 2nd innings, but still holding a job at the […]
When it’s time for you to retire, will you be able to afford it? Every person you see working beyond the age of 59 is worried about his or her retirement. Almost all the research conducted on the subject over the last few years shows that most individuals are unable to demonstrate financial readiness for […]
this book review of “When markets collide” appeared in the Feb issue of Money Today… Signals for survival P.V. Subramanyam February 17, 2009 You have heard about the clash of civilisations; now read about the collision of markets. Mohamed El-Erian, argues that the global financial crisis is only the effect. The cause is the process […]
Two or three days ago I had done a post saying “golden rules of investing”. Today I am going to add a few more: 1. Do not abdicate financial understanding: “I trust my adviser” is not always a statement of faith. In many cases I know, it is a matter of laziness or convenience. Do […]
Continuing my post of 23rd (yesterday) ..remember the fundamentals. How much money you make is a function of how well you manage your money. Remember what Warren Buffet said about “financial derivatives” – he called them “weapons of mass destruction”. If bankers, merchant bankers and others are being bailed out – do not laugh at […]
There is a huge mafia out there pretending to create above market returns for all of us! They go by various names – fund manager, portfolio manager, equity analysts etc. If all of us get better than average returns, will the average itself not have gone up? So there are a few things you should […]