Myth: Time in the market is more important that timing the market. This says that the longer you stay invested, the more chances of you making money. Again, only partly true. Good investors know that timing is all. While no one can call market peaks or troughs correctly all the time, we all can figure […]
this article appeared in www.moneycontrol.com If you ever wondered how much to invest, read on! THERE are some word pairs that go hand in hand. When you say one you cant help but think of the other – eg. chicken and egg, carrot and stick, marriage and love, beach and sun and so on. When […]
Risk to a great extent is counter-intutive! When the index was 3000 (circa 2002) I would meet bank Relationship Managers and IFAs (Independent Financial Analysts) who would tell me “Sir, I only sell debt funds. They are so secure, and you know last year gilt funds yielded 19% p.a!”. I would gently probe and say […]
Financial planners, mutual fund sellers, bank RMs, all of them have a knack of racking up a large number when it comes to your retirement corpus! Normally they do this so that they can galvanize the client to act. However, from what I have seen it normally has a negative effect! When people look at […]
It is customary for people to say “I do not take any risk in equity markets” all my money is in PPF. Let us look at what are the risks involved in investing in PPF. First of all most of the people I meet today invest far, far more in a year than the max […]
Continuing with my Saturday’s blog…Reliance did list at a discount to the “perception price” of Rs. 450 + a premium of Rs. 150-160. It tanked to 390 and then zoomed past 430! So the poor investor who is stuck with the share procured at 430 does not know what to do? I have had people […]
Most of us earn a living, and we work to earn a living. So salary is also a big help in the process. However creating wealth is not just a function of our salary. It is a function of mindset. In case we decide that in the long term we want to create wealth we […]