Sometime in 1994 a friend wanted to keep some money in a fixed interest bearing instrument. The amount was about Rs. 15000. He kept it in one company – let us call it Company A. Sometime in 1999 I was surprised to see that he still had his money there. I told him and […]

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a variant of this appeared in www.moneycontrol.com DATE OF ORIGINAL ARTICLE: 2007….NOW we are in 2013….please adjust all dates accordingly… Normally people invest to get returns. No doubt, everyone invests for returns. That magic figure governs the fate of all investment products. The logic in people’s minds is simple: The better the returns, the more […]

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There is no research in India done on topics like why people borrow, or how people invest…but here is an attempt at guessing…. 1. People borrow to buy assets : buying a car, a motorcycle, a house…..etc. requires sums of money that a person may not have, so borrowing becomes a must. 2. To pay […]

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Let us take a real life case and see what is to be done when you have a lump-sum amount. Should you repay the loan amount or should you Invest that money? The sad part is YOU need to take a decision TODAY and you will be judged (you may be the judge) after 5, […]

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http://www.homeshop18.com/retire-rich-invest-rs-40-day/author:p-v-subramanyam/isbn:9789380200644/books/business-economics/product:30533527/cid:13121   you could go to this link….and order…of course you have a choice… INFIBEAM:   http://www.infibeam.com/Books/retire-rich-invest-p-v-subramanyam/9789380200644.html or flipkart….hope they too start keeping stock… Now in paperback edition….

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Is your investing similar to your eating? Let us see. If I were to call in a team of about 40 people into a class room and ask them a few questions…let us see what kind of answers we are likely to get. Then later on we will see why. 1. What kind of food […]

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Sometime back I decided to write about something which I have been advocating for years. How will you like it if I can postpone your tax payment from the year 2014 to 2034? You will love it right? First of all it means your money compounds for 30 more years, and you are paying with […]

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