I am sure you are all dying to hear what is this word…..well the word is NO. Nahi chahiye. Nyet. Nein. Vendam. Nako. Nathi Jothu. Do not want….. the single word is NO. When I was reading an article recently I saw an article with similar headlines…it was an article in Newsweek and it said […]

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Terror strikes Delhi…and a young lawyer, among others is killed. His uncle says…he had to stand in a queue to go in because he had not taken his coat. Fair enough, the human mind thinks like this. However his uncle should perhaps accept ‘If he had to die on Thursday afternoon in a New Delhi […]

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It is easy for me to say ‘you should not take personal loans, because I have not taken’. It is so foolish too say do not borrow. Most people are borrowing out of compulsion, not love for the bank!! Nobody borrows if they can live without that expense. However people do borrow, and when I […]

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There are many companies which have given fantastic, scorching returns. Microsoft, GE, Berkshire Hathway….are some examples. Berkshire Hathway, well er is a fund..or so you thought. Let me tell you, it is not. Mr. Buffet is a brilliant businessman, fantastic stock picker, (fantastic bargain picker – look at the recent offer to pick good bonds […]

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so much pressure from so many people to ‘feature’ new financial products! It means subramoney has arrived…or is it a case of desperation that products are not selling? I refused to feature products which are generally unnecessary for the readers (may sound pompous, but I am the judge here).. what happens when somebody has a […]

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Last week I was talking to two CXOs of life insurance companies. They had similar problems – but not really the same one. One CXO was still opening branches for selling life insurance – this kind of surprised me. As he was on the sales side, he was saying that the ‘training’ is too long. […]

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I was not sure whether to call these investment myths or investment myths, so decided to call them middle class myths! 1. LIC is a good investment: Most (if not all) bought LIC’s products as a method to defer or save Income tax. They did not think of life cover, returns, or anything else. In […]

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