Here is the uncensored, unedited view of Aviva India…..my views you have already read right? well read on…. Union Budget – Reaction from TR Ramachandran, CEO & MD, Aviva India Mr. Finance Minister, through this budget, has tried to give a big push to infrastructure, incentivise savings through financial instruments and property particularly at the […]

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  Women need to plan for their retirement more than men need to – because they work for a lesser period and live longer. However they do have some major obstacles towards achieving this goal: 1. They study less: Academically women do better, but even in communities where education is important girls are NOT encouraged […]

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There are many people who prefer buying mutual funds, medical and life insurance and many financial products through an agent. Normal reasons why people use an agent are as follows: He helps with filling up the form He knows what is happening in the industry and will be able to give some useful advice He […]

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I have had at least 13 calls asking me a simple question: “Should i sell my units in Dsp Merill Lynch?” and “Should I surrender my TATA AIG policy”. Surprisingly the answers to both the questions are a little different. A mutual fund has 2 distinct parts. One is a Trust – which has all […]

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Clients regularly ask for “How much will my investment become in 22 years?” Really, I have no answer…so this is how I have decided to react. Do you want a policy illustration or a knock on the head?    Now that I have to show you an illustration, I will. However that will have to be […]

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