Yes Subra, I agree with you I need X amount for retirement, after all you may end up spending a fortune on medical expenses during retirement ——-Most people tell me this. Wrong. You may or may not spend much on medical expenses (hey I am not saying you do not need medical insurance). I am […]

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Many doctors if not all may not be noticing the change in patient behaviour. Let us look at some of the comments that I have heard: 1. Yes I agree he is a good doctor, but there is no parking available, so I am looking for a change. If you think this is shocking, think […]

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Not sure how many of you deal with American companies or read about the sales practices of the aggressive financial services companies there. They have something called ‘boiler room sales people’ – people who call clients, create stress and do sales. Have I found its equivalent? For those not well versed with the insurance sales […]

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Either the financial services industry is full of people who announce business plans for time pass or I have brilliant 20/20 vision. When Big Bazaar group entered the financial services business, there was a chuckle. However they hired a top notch very (and frightfully) expensive executive….rumored to be paid a few million dollars (US!) then […]

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Warren Buffet has a fantastic image and a super machinery that keeps his image intact. In fact growing… We saw a few days ago – that WB is: 1. a fantastic CEO of Berkshire Hathaway. 2. His whole portfolio (obviously including the insurance business) is extremely well diversified across industries, geographies, etc. 3. His performance […]

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