Some of the great classic advice that you will hear in an economy that slows down are the following: 1. Shift to cash – it is safe, at least it will not go down! 2. If you must invest, be safe get into gilts – it is almost capital protected, interest rates can only go […]
This Children’s Day, I could have started saying “Pandit Nehru was born on 14 Nov. 1889 at Allahabad. He was fond of roses and children…hence this day is celebrated as Children’s day…!!” However, lets us see what we can teach our kids about money… These given pushy parents and super pushy media, there is a […]
This article first appeared on the utvi.com web site – written by the famous anchor, Mr. Vikram Oza. It kind of explains the relationship between risk and return. The stock markets are risky business. At least that’s the line most people who didn’t park their money in Dalal Street have maintained. But on the flip […]
Regulators around the world like to use words like “bailout” in order to help failing institutions. Which kind of institutions get a helping hand? The honest ones? The fair ones? You got to be joking. It is friends and relatives who get bailed out! Freddie Mac and Fannie Mae kept telling the whole world that […]
Understanding mean, median, mode, standard deviation, regression, reversion to the mean – is a pre-requisite to understand financial markets. Let us see some simple examples: It rained 90mm in Mumbai on 22nd July. If it rains like this for 6 months continuously, Mumbai will be drowned. It was 43* C in Lucknow on 23rd May. […]
How to reduce your cost of living The basic needs of man are food, clothing, shelter and circus (entertainment?). However, most of us have today graduated from needs to wants and luxuries. However, when the headline inflation numbers hit 11.9% there is a serious worry about people not being able to meet even their basic […]
This is not a debate on whether you will live long or not live long. It is simple and easier to assume that you will live long – pretty long if you ask me. If your grand parents are pushing 85, your father is in his 2nd innings, but still holding a job at the […]