a few days ago I had done a lament about the quality of data available in India. It is almost impossible to do stories like: Are most people from Mumbai investing? Are more women investing in 2012 than 2002? or Are IFA assets more sticky than Bank brought assets? or Why are the assets under […]
as the world moves towards more and more of insurance, it will mean more paperwork for doctors.Frankly too may doctors I know are NOT KEEN at all that their kids take to their same profession….. So in the future doctors will be increasingly ’employed’ with a hospital (including GP practice that Apollo is setting up). […]
The worst thing about writing a blog and trying to be original everyday is a quick realisation that you cannot! Frankly there are only 140 pages that you need to write in personal finance. Beyond that it is re writing. Like if you have read Bhagavatham, Ramayana and Mahabharatha ….you have really captured all the […]
A few days ago I had posted a chart showing how the claims settlement ratio looks like in life insurance in India. LiC was at the top with about 97% and some of the newer firms were at the bottom at 50%. Of course it was a play on numbers and for the common man […]
Well first it was Global Trust Bank Then it was Satyam Computers RBI screamed and shouted foul. They said it was only our Hyderabad unit, not all of us. Then people chuckled. They said did you know that the partners of Arthur Anderson (btw the founders were from PWC) are still around. Well read on…NOW […]
You are a common man and wish to buy term insurance. You read subramoney and decided R company’s premium is the lowest and so you decided to buy from company R. Now comes the fun. You meet a person who charges you for advise (so you know you are paying him), but unknown to […]
There are a few words which when a financial planner says looks cool. If my planner said them to me, I would look for a new planner! What are the words? 1. I will give clear, and UNBIASED advice! After 30 years in the trenches of the financial services industry I have not been able […]