Yes Subra, I agree with you I need X amount for retirement, after all you may end up spending a fortune on medical expenses during retirement ——-Most people tell me this. Wrong. You may or may not spend much on medical expenses (hey I am not saying you do not need medical insurance). I am […]
Yesterday I was hearing the story of a man who supported his 5 sisters (one of them widowed) almost all his life. Typical government employee he had an irresponsible father who had 8 children. The son qualified as an engineer and joined government service. Then it was up to him to support his father through […]
While filling up a Mutual fund form you are filling up an OFFER DOCUMENT – the mutual fund is making you an offer and you are filling up the form and giving a cheque. If your cheque goes through, the CONTRACT IS COMPLETED. In case of INSURANCE, you are filling up a PROPOSAL FORM – […]
I am not sure how many of you have read “My experiments with truth’ – actually it is not such an easy to read book. However there are a few things that I learnt from that book (and my mom keeps saying it so it is reinforced!) 1. It is your duty to take care […]
On the 2nd of October it is surely worth thinking about Mr. Mohandas Karamchand Gandhi (a.k.a Mahatma Gandhi) and check out his views on Freedom. Most of us know he meant Freedom from the British. He rightfully argued that we can rule ourselves and we do not need an Englishman to rule over us. However […]
I know of a few mis-sellers in the financial services who excel in mis-selling. Let us call them A, B and C. A is so used to mis-selling that when a ‘friend’ wanted to buy a DVD player, he was convincing her to get a lap top. This in spite of the fact that he […]