Predicting is risky, especially if it is about the future. – Anon I said Anon because too many people have attributed it to Mark Twain, Oscar Wilde, etc. And the truth is, I do not know who said this, but it is an awesome statement. Having said that let me predict certain things that will […]

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I am an anarchist and do not believe that Rules and Regulations are very important. In fact I do think that lawyers, accountants and even doctors exaggerate their educational processes. Having said that when I meet financial planners who do not understand: Indian Income tax – especially clubbing, scope of what is Income, the difference […]

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When you go to a doctor you get a feeling that you have gone to a person who is completely ‘loyal’ to one school of thought. So you have a allopathy slave, a homeopathy slave, a unani slave…… NO DOCTOR has the patient’s good at heart? Not sure if it is too sweeping, but why […]

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So you are 22 years of age and wish to invest in equities, right? Welcome to the very many people who wish to invest in equities, but do not know where to start. First things first. If you are doing a career in medicine, or are a lawyer or any other professional, chances are you […]

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For those who do not know I have not changed my broker and doctor for the past 33 years – and it has helped. My doctor is a homeopath who believes in detailed questioning, some little diagnostics and almost zero medicines. He has kept me off medicines for the past almost 30 odd years, and […]

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The IRDA has come out with a new law which says the life insurance sales guys should ask a lot of questions BEFORE a customer fills up or BUYS a life insurance policy. For some of us in the life insurance business it was quite obvious that these questions should be asked. I must say […]

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“The government issues a half baked scheme and expects people to buy it?” This is exactly what a person who had a choice told me. He was talking about the NPS. Many people have hailed it as a great scheme. I have serious misgivings. The debt instruments that the NPS buys are not indexed. So […]

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