Subra, is this the best time to enter the market? Boys, girls, fathers, journos, readers everybody asks me this question, almost every day. Many want to see if I change from what I said the previous week, some to go home and laugh saying – see the market has come down ‘this guy knows nothing’, […]

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I started off as a fan of Meru cabs – largely using it for airport trips initially. In fact at one point Meru became an addiction especially in Delhi and Bengaluru. In other cities Meru became very useful especially because I had no clue about distances and the geography. Then Meru started looking more and […]

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It is easy to sit in India and look at the problems in America and Europe. For many of us it has also become fashionable and say: -Americans do not know how to save, many of them do not study enough, …etc..etc But PLEASE do remember it is the economy which is closest to reality. […]

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This is the year when many of my classmates turn 50. So obviously me too 🙂 Here are my thoughts on preparing for retirement. Many planners who are dealing with people past their earning prime, will benefit to know some of this. In my experience I have found that people who are doing their own […]

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small investor, financial literacy, financial awareness, financial inclusion….what an amazing array of words we have created for bureaucrats, politicians, businessmen, capital market pundits to meet and eat! Frankly if you want to climb the Himalayas you need to join a Gym get into good shape and then climb the Himalayas. In the investment arena you […]

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Regulators around the world like to use words like “bailout” in order to help failing institutions. Which kind of institutions get a helping hand? The honest ones? The fair ones? You got to be joking. It is friends and relatives who get bailed out! Freddie Mac and Fannie Mae kept telling the whole world that […]

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