Every cheque that you write is either an expense, savings or investments. Sadly not everybody knows the difference between the three. In fact todays plan includes telling you that there are 2 types of investment too! OOPS, right? Ok..when you go to a hotel and pay for the food, it is an expense. This […]

Read More →

This week had some interesting events…. – a friend was offered a 30% discount on a retail purchase of a flat in one of Mumbai suburbs – a lovely property belonging to Hindustan Unilever Ltd. did not find any buyer in an auction – at Worli – one girl was killed in Delhi by a […]

Read More →

Are you in Denial mode regarding your retirement financial needs? I cannot comment for every one, but too many people I meet are in denial about their financial needs for retirement. Most of us do not want to accept that we will buy 3-4 washing machines, air conditioners, refrigerators, maybe about 2-5 cars, at least […]

Read More →

In an earlier post I had spoken about 3 people’s attitude about money. Today it is another set of people. I met a 82 year old lady – very active, agile, smart and with a fantastic memory. She had taken up a job when she was 18 years old for a princely salary of Rs. […]

Read More →