One of the most important things I HAVE to do while training Relationship Managers in banks is to keep reminding them that they are not: a. Fund Managers nor are they b. Financial planners. The roles of each person – inspite of some common areas – is vastly different. Similarly another worry is – the […]
Long ago when a good friend of mine was learning the basics of astrology, his father (and teacher) gave him a horoscope and asked him for his opinion. He said “it is a lousy horoscope” – this guy has no marriage, he will never own a house, he will not amass wealth, ….”. His father […]
I have written a lot of obituaries for the Indian mutual fund industry….let us see what an American Investor pays for investing in a mutual fund. Most American investors go through a Broker-Dealer or a financial planner who acts as a B-D. Forget the myth of a fee-based financial planner – he is as difficult […]
Manish of Jagoinvestor in a conversation with Puneet one of this readers: Manish: As I told, our intention is to earn money from google ads. That is how the concept of jagoinvestor came. Yes I do make money from ads , but jagoinvestor never took shape that way , ad money is a by product of […]
Let us see…getting rich is easy is it not? Get a good degree ——> It will lead to a great job—-> You will earn a lot of money —-> You have got rich. This is one route. Well there are some issues – every body cannot get a good degree..so the scheme is torpedoed at […]
Well he can do many things!! Some of the things that he can do are the following: 1. Identify your REAL goals and hurdles in reaching them. 2. Convert the goals into challenges and make sure you are willing to put in the resources to achieve them 3. Identify your personality – some people think […]
It is very exciting to do a post on the budget. All you have to do is a lot of cut, copy and paste. My mail box is full of documents about the budget – and there is only only key that I had to use. It is called ‘Del’. Frankly for the common man […]