What is so scary about retirement? The big worry that you will run out of money before you die. Rather you OUTLIVING your money. Is it a fear? I think it is a nightmare especially for those who do not have assets which they are NOT USING, children not doing well, and those women who […]
There is not enough literature or education of how to handle your portfolio during your withdrawing phase. This is obvious – there is no money to be made withdrawing from your portfolio. There is a lot of money to be made while you accumulate it, but NIL when you are withdrawing it. Fair enough, right. […]
Set A: Statements we make: ‘Hdfc Top 200 is a fund which is DOING well…. Real estate prices ALWAYS GO UP in Mumbai……. Gold prices are GOING up…. Real estate prices are GOING up…. Equity markets are DOING BADLY….. We hear and make these statements, do we not? What we mean is ‘Last […]
Will the market recover? When, not whether is the question. If my students do not ask “When will the market touch 21000 again?”, I ask them the same question. The most optimistic answer I have got is 6 months and the most pessimistic answer I have got is 2 years. Very clearly short term […]
End of the road for gold? No, surely not. However it is time to be cautious for sure. What are the risks in gold? Or is it that there are no risks at all, as some readers would like to believe? Well let us look at some of the risks: 1. It is not an […]
Thanks to a book on retirement and many sundry articles on retirement planning….and people realizing (perhaps) my limited ability to talk on other topics….we do end up talking a lot about retirement. This is how they react…I have a little conveniently summarised them as follows: people in the 20s – ‘what are you talking about?’ […]
At my age I should be on the side of the parents of 24 year olds – but funnily I am finding it difficult in many cases. This is perhaps because many parents are like Hiranyakashipu (please read Dasavatharam). Hiranyakashipu was a demon who had so much ego that he wanted to be God. People […]