I have no clue whether I am good at writing, but I am poor in excel. I have no doubt about that. So when I have a nice calculator idea I had to sit with one of the kids in our office and TEACH personal finance. Sure they have created personal finance trackers, variable […]

Read More →

Those of you who are following me on Facebook know that I recently ran a full marathon. Only a couple of days before I decided to run, and only on the run day did I decide to run 42.2 km. Running a Marathon has a lot of advantages. It allows you to think – and […]

Read More →

I have done a lot of articles on valuation in the past – and let me repeat, I am a old fashioned investor. I believe that I buy a share so that I can get CASH much more than what I outlay. I prefer seeing more cash up front (dividends) and not have to rely […]

Read More →

Hi I started my blog in Jan 2008 – so it is now 54 months old. Not some iconic passage of time! In the beginning there used to be 10-12 readers, now there are about 5k regularly and once in a while it peaks to 15000. This is normally because of some link by yahoo […]

Read More →

For people who have not done Economics – at any level, there is a good chance that they may not know the meaning of ‘Rent’ – in economics, here is the explanation. When you have got used to a certain annuity – generally undeservedly – the rent is threatened. Now if a shop is located […]

Read More →

I get a lot of mails – on my blog, on facebook, and of course on subramoney.rich@gmail.com asking me to write on: – borrowing, loan consolidation, student loan consolidation, bankruptcy, …. -smart spending, – trading – in equities and debt, commodities, gold, silver, etc. – futures and options, hedging, – market timing etc. My response […]

Read More →

Just stepped down in our building to stand near a dead body being removed. Had no intention of going to the cemetary…suddenly there were not enough people willing to touch a dead body.  Whatever be the reason this was the first funeral of a person whose name I do not know. This was the mother […]

Read More →