Today every T, D, H and his aunty has become a financial planner. Largely it means they will provide you a cookie cutter questionnaire (if at all), mouth some brilliant one liners ( equity is for the long run, Hdfc Equity fund has a good long term track record, you must have a child plan […]
So many people tell me, write to me…..saying ‘I agree we should do something about our retirement’ but rarely follow up on their words! So many people in their late 20s and early 30s KNOW that they have to save, invest, etc for their own lives and their children’s lives. They read up good websites, […]
I have been receiving queries about investing in fixed income securities. Not sure whether it is an indication that Indians are pulling out of equity markets (read the article on Bloomberg about this) or banks are giving real poor interest rates. So let me run a series of questions. 1. Should I invest in a […]
It is really a pleasure to write – I address an audience of 3 million views – from 139 countries. This is not small by any stretch of imagination. However, along with that it means I get mails asking me for help in investing. The questions are more like: – I am 45 years of […]
dr m kishan on January 31st, 2013 at 8:15 am e Subra Sir, Goal setting is very important aspect of any effort financial planning may being one. But I always have one query. Imagine if all of my goals are somewhere about 20 years down the time, do I still have to allot different financial […]
I meet people in the ‘well-off’ cadre. I mean people earning not less than Rs. 3L per month cannot be called ‘not doing well’ correct? Some of the things that I tell them, is impossible to believe. Not sure HOW many of you will even believe this (Subra do not think you know everything and […]
If you qualified in 2007..and started a SIP in 2008 in a long term equity fund, chances are your account is still in the red. Trying telling this kid ‘In the long run you will make money’. Even well qualified and older persons are finding it difficult to believe their ‘wealth creation strategy of doing […]