Here I am putting in some of my own effort, and some copied from the masters. Remember there are some very holy but useless sounding right advice. If you do not know how to do, LEARN them if you wish to be a good investor: A. Know yourself before starting to invest: 1. What kind […]

Read More →

The worst thing about writing a blog and trying to be original everyday is a quick realisation that you cannot! Frankly there are only 140 pages that you need to write in personal finance. Beyond that it is re writing. Like if you have read Bhagavatham, Ramayana and Mahabharatha ….you have really captured all the […]

Read More →

Book review of ‘Retire Rich- Invest Rs. 40 a day’ The best thing I liked about this book review is it was written by a very smart 21 year old (she is not yet 22). Her dad felt she could have done a far better job (she is far more talented and this does not […]

Read More →

Here are some responses: “I wish I had read this book 20 years ago” “The book lies on a table beside my bed…and it is exactly there..above my head” “Subra Sir..read 2 chapters not sure it is written for the common man…people like my parents will not understand it” – a 23 year old MBA […]

Read More →

Here is one more story on attitude towards money. A few days ago I attended a function – a sangeet function for a friend’s daughter’s wedding. Here was a gathering of rich people…some rich and showing off, some rich and not showing off. Met an old friend who introduced me to another old friend (Europe […]

Read More →

PMS accounts have drawbacks too. For starters, there are all kinds of money managers: good, bad, mediocre, and cheats. Clearly, it’s not worth paying for anything less than the best manager you can find. You cannot also find out who is good and who is not on any unbiased platform. There is no way how […]

Read More →

this is a transcript of a talk session Vikram Oza did on UTVi – and it appears on utvi.com too. Leaving emotions out of your financial decisions is tough. Behavioural Finance is a science that gauges among other things, the rationale of investment decisions. UTVi talks to PV Subramanyam (Subra), financial trainer on the subject […]

Read More →